HDFC Bank on Saturday (October 17, 2026) reported a 5.55% rise in consolidated net profit to ₹20,700 crore in the September quarter from ₹19,611 crore in the year-ago period.

On a standalone basis, net profit of the country's largest private sector lender grew 4.7% to ₹19,510 crore for July-September, according to an exchange filing.

Its total income rose to ₹97,258 crore from ₹91,040 crore a year ago, and the total expenditure surged to ₹7,774 crore from ₹63,117 crore.

Money set aside as provisions and contingencies inched up to ₹3,573.62 crore from ₹3,500 crore in the year-ago period.

The bank said that excluding treasury performance, profit after tax showed a growth of 12.6% year-on-year.

The gross non-performing assets ratio improved to 1.11% from 1.17% a quarter ago and 1.24% in the year-ago period.

Overall capital adequacy stood at 18.9 per cent as of September 30, 2026, which was down from 20% a year earlier.