HEALTH PLANS ARE getting more expensive, but consumers are getting less cover for their money, according to the health insurance regulator. 

A new report from the Health Insurance Authority found a reduced level of cover across many plans, despite the average premium increasing by nearly 11% last year.

It also found that plans increasingly have restrictions, co-payments or partial cover for certain treatments, meaning common procedures such as hip and knee replacements may not be fully covered.

One health insurance adviser told The Journal said it’s yet another example of shrinkflation, adding that it should be a “wake-up call” for policyholders who routinely allow their plans to auto-renew.

The report comes amid a row between the Minister for Health, the HSE and the Rotunda Hospital over public-only consultants there treating private patients on the premises.

So today we’re asking: Do you have private health insurance?